With more than $30,000,000 in small business loans since 2001, Utah Small Business Loan Fund is one of the largest and oldest alternative business lenders in Utah.

Small business loans from $50,000 to $250,000. Loan terms typically as long as 7 years. Interest rates typically below market rate and origination fee of 1.5%.

Our Experience

We fund all types of businesses including software, service businesses, manufacturing, and even restaurants. The only types of businesses we don’t fund are real estate or financing businesses. Utah Small Business Loan Fund has funded many notable Utah companies like Property Solutions, Allegiance, Five Star Franchising, and many more.

What We Look For

We fund businesses that have some history of sales and can show their ability to repay a loan from operational cash flow. We don’t fund companies that are pre-revenue or losing a lot of money. We will take a look at most any business with a strong management team that has the ability to be successful in a good market. Our borrowers include a broad spectrum of manufacturing, service businesses, and technology. We have funded everything from sunglasses, organic foods, to web filtering.

Why Us?

We have many years of experience in lending to early stage businesses and businesses that have turned down by banks. We take the time to talk to you and review your loan application before making a decision. People, not computers, make decisions. We work cooperatively with banks, credit unions and other financial institutions to get your deal approved.

All we need to get started on your loan is a call or an email from you. If we can help you then we will ask you to submit a loan application by email or drop it off in person if you would like to discuss it. Either way, we will start on it as soon as possible and try to get it done in weeks, not months.