Quick Facts

  • Loans from $50,000-$250,000
  • Interest rates from 6%
  • No prepayment penalties
  • Loan terms typically up to 7 years
  • Authorized lender with EDA & USDA
  • We fund all types of businesses including:
    • Software
    • Services
    • Manufacturing
    • Retail

Eligibility Requirements

  • Sufficient cash flow to support monthly loan payments. (No pre-revenue companies or companies with current large losses)
  • Good credit scores for the owners of more than 20% of the company
  • Collateral usually requested based on the strength of the cash flow
  • No speculative finance businesses

Application Process

  • Initial Screening: Send us the previous year’s business tax return, a brief description of your company and the use of the loan. We also need a signed authorization to run background and credit checks. Within 3 business days, we will contact you with a decision to proceed with underwriting.
  • Underwriting: The underwriting process averages 4 weeks after all of the necessary loan application documents are received.
  • Closing: Loan documents and disbursement is usually scheduled within 7 business days of loan approval.

We will help you with any questions you have to complete the loan application.